Your Uber Driver Crashed—and Now It’s Complicated

You Were Just Along for the Ride—Then Everything Changed.

You got in an Uber.
You followed the rules.
Then your driver crashed—and now you’re injured, missing work, and buried in medical bills.

But here’s the kicker: it’s not always clear who’s responsible in a rideshare accident.

Uber and Lyft cases don’t follow the same rules as regular car accidents, which means getting compensated isn’t always straightforward.

Who’s Liable After an Uber or Lyft Crash in NYC?

It depends on a few key things:

1. Were you a passenger, pedestrian, or in another vehicle?
2. Was the Uber driver at fault—or someone else?
3. Was the rideshare app “on” at the time of the crash?

Uber and Lyft drivers are considered independent contractors, not employees. That’s why their companies try to limit liability—but that doesn’t mean you’re out of options.

Uber’s Insurance Policy Might Apply—But Only in Certain Situations

Uber provides up to $1 million in liability coverage for passengers and others injured in accidents—but only when the driver is actively on a trip (not just waiting for a ride request).

If the driver was:

• 🚘 Not using the app → Their personal insurance is responsible
• 📱 Waiting for a ride → Limited coverage may apply
• 🚗 On the way to pick up or transporting a passenger → Full Uber coverage applies

Sound complicated? That’s because it is. That’s why you need someone who understands how to navigate it.    

What If Another Driver Was at Fault?

If the Uber driver wasn’t to blame, you might file a claim against the other driver’s insurance—but Uber’s coverage could still step in if that driver is uninsured or underinsured.

It takes a full investigation to figure out who’s at fault and whose policy applies.

What Can You Recover?

If you’ve been injured in a rideshare accident, you may be entitled to compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Future care or therapy
• Emotional trauma

You shouldn't have to untangle this alone—especially when you're already trying to heal.

📞 Schedule Your FREE Case Evaluation

Rideshare cases are messy. Insurance companies will try to delay or deny your claim.
We’ll handle the fight—so you can focus on getting better.

Let’s talk about what happened and what your case may be worth.

👉 injurylaw.support 

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